Capital one vs chase reddit. One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...

The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ...The Double Cash accrues a total of 2 percent cash back on purchases, while the Freedom Unlimited and QuickSilver give back 1.5 percent. All of the cards here have no annual fee, too, just like the ...Citi Double Cash CardDiscover it Cash BackChase Freedom UnlimitedCapital One QuicksilverCapital One Venture ... or higher. On top of that, the Costco Credit Card ...Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving money on the table. Cap 1 pays for itself with the $300 travel credit plus 10,000 annual points worth $100.

yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit.I have Chase, Capital One, and Amex. I use my chase with regular purchases for the 1.5% because both of my Amex’s give me only 1 %/point per dollar, my capital one (venture one) gives me 1.25 miles per dollar, and my CFU gives me 1.5% which is the most cash back compared to the other cards. It used to be my daily card until I got my Amexs.

If you're looking for simplicity, I wholeheartedly recommend Capital One. Both their checking and savings are no-fee, interest bearing accounts. 0.10% for checking and 3.00% for savings. They also allow you to have 3 checking accounts simultaneously, which is great if you like to keep your expenses and spending cash separated but dislike the idea of transferring funds b

Oct 17, 2023 · The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ... Points are worth 1.5 cents each when redeemed for travel booked through Chase, compared to 1 cent apiece with the Capital One Venture X Rewards Credit …The payment has been posted with my debit card with another financial institution and it has been posted to and processed with my Capital One CC. But, it has not cleared my my available credit. Any reasons why? I do not need my Capital One CC, I just want to see my available balance not at $11.75, but at $300.00.Oct 2, 2023 · The Capital One Venture Rewards Credit Card is a remarkably easy card to use. Not only do you earn 2 miles per $1 on all purchases, so there’s no need to keep track of spending categories, but ...

$95 Credit Score Excellent, Good Regular APR 21.24% - 29.24% (Variable) Chase Sapphire Preferred® Card Chase Sapphire Preferred® Card 4.6 Apply Now On Chase Bank USA, NA's Website Up to 5x...

If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. But if you are looking for travel card, Capone is much better as it has lot of travel perks. Shoot me a chat if you have questions regarding specifics on these cards. BeetrootKid • 9 mo. ago.

Professor Jeffrey Sonnenfeld tracks which companies have spoken out to condemn Hamas's terrorist attack on Israel, denounce antisemitism, and express support …CSP comes with $50 travel credit making AF effectively $45 and CSR travel credit $300 making effective AF $250. You need to look at other benefits like lounge access and PYB and 10x travel with CSR to see if it's worth that difference of $205 to you. The point being...by itself neither card is a great everyday travel card.Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for discussions online. It’s also an incredibly powerful platfor...ATM access available. Why we picked it: UFB Direct is an online brand of Axos Bank, which has been a winner in Buy Side’s Best Online Banks roundup in the past. The UFB High Yield Savings ...Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.Chase Freedom Flex - 5x on quarterly rotating categories (up to $1,500 per quarter in spending; then 1x), which sometimes includes grocery stores. The Chase Sapphire Reserve and Chase Sapphire Preferred Card - 3x and 2x on grocery stores respectively from Nov. 1, 2020, through April 30, 2021.

20 Jul 2023 ... Our comparison of the Capital One Venture X and the Chase Sapphire Reserve breaks down the similarities and differences between the two ...TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points are worth 2 cents apiece while Capital One miles are worth 1.85 cents apiece. WYATT SMITH/THE POINTS GUYThe Capital One Savor Cash Rewards offers $300 bonus cash by spending $3,000 in the first 3 months of account opening. This bonus is redeemable as a cash statement credit. There is an annual fee of $95. New Chase Freedom Flex℠ cardholders can earn a $200 bonus after you spend $500 on purchases in the first 3 months from …The annual fee for AMEX Gold falls to $10. Assuming you would use the $50 hotel credit chase gives you every year your annual fee for CSP would fall to $45. CSP gives 2% more back for travel. AMEX Gold gives 1% more back for groceries/restaurants. The CSP costs $35 more if you use all of the credits for both.CFU, CSP, Chase WoH, and a Blue Nile card (0% financing for 12 months). Also have a corporate Amex with some points. Fiancee is CSP and Amex Platinum. There is a …The Chase Sapphire Reserve and its cheaper sibling, the Chase Sapphire Preferred Card, are among the best travel credit cards due to their amazing earning rates. They earn 3 points per dollar spent on dining purchases worldwide on both cards, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar spent …

TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points are worth 2 cents apiece while Capital One miles are worth 1.85 cents apiece. WYATT SMITH/THE POINTS GUYCapital One 360 Checking. Depending on where you live, Capital One offers a nice hybrid between many of the online checking features people love and the option to deposit cash plus and other in-branch services. Pros. Fee-free online and mobile checking; Earn 0.20% APY on your account balance (and higher APYs if your balance exceeds …

The nice thing is most of the time you can downgrade with CAP1 instead of closing the account if in the next couple years the annual fee no longer makes sense. You have to use their portal to claim the $300 airline credit. If you are flying 30 or more times in a year, I would recommend getting an airline card or amex.Unless you have other Chase cards, the Sapphire Preferred is not worth it, in my opinion. On the other hand, the Capital One Venture X is has great value and would be worth it if you travel at least once a year. Now, this might be a stretch, but if your looking for a no-annual fee card, the BILT Mastercard issued by Wells Fargo might be worth a ...Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.Prices are usually higher than on Google Flights or than when booking directly with the airline by approximately 5%, which is the same as receiving 5x points, as every point is "worth" one cent supposedly. With the added inconvenience that if you try to cancel a flight within 24 hours, Capital One may or may not refund you the full amount.The first Capital One lounge opened at Dallas Fort Worth International Airport in November 2021. And TPG got a full first look at the stunning 10,000-square foot space.. And now, the second Capital One lounge in Dulles International Airport will be open as of Sept. 7, 2023. While a bit smaller than the DFW location, it boasts many of the same qualities: a …A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you receive an offer to coBased on identical spending inputs, you’ll earn $234.72 cash back per year with Capital One SavorOne Rewards and $262.56 with Chase Freedom Unlimited. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread ...Capital One vs Chase travel portal. I've been a long time Venture cardholder for my everyday purchases, but never used their portal until I upgraded to the Venture X and needed to use the $300 travel credit. My experience was awesome while booking hotels.Points are worth 1.5 cents each when redeemed for travel booked through Chase, compared to 1 cent apiece with the Capital One Venture X Rewards Credit …

Some banks are paying 3% or more interest on savings. (Capital One, SoFi) Some banks don’t charge overdraft or NSF fees. (Capital One, Schwab) Some banks make it easier to deposit cash than others. (Capital One, BofA) Some banks offer lower interest rates in auto and home loans. (Credit Unions)

If you’re a frequent traveler, then you know that travel rewards can make a big difference in your budget. One of the best ways to earn travel rewards is through credit card points, and Chase offers some of the best options out there.

Based on identical spending inputs, you’ll earn $234.72 cash back per year with Capital One SavorOne Rewards and $262.56 with Chase Freedom Unlimited. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread ...Depends on how much you value chase points vs Capital one points. It's a great duo tho with a decent sub so you really can't go wrong either way. both Freedoms also get 3% back on dining, which works out to 3.75% when combined with the CSP, so numbers wise you're better off keeping the CSP for dining. The difference between these cards' rewards is stark. Chase Sapphire Preferred has a category-based rewards structure with numerous perks, while Capital One VentureOne Rewards keeps it simple with ...yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit. And now that I’m an employed adult with decent monies, chase doesn’t deserve to custodian that for me. Still have my chase visa credit card since SoFi is a MasterCard, but that’s it. Go with the Schwab visa debit card, they're basically Chase Sapphire Checking except the min is $0 not $75,000.Capital One SavorOne Cash Rewards Credit Card. Annual fee. $95. $0. Sign-up bonus. Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Earn a ...Since you have the CSR you'll get 1.5 cpp through the Chase portal. I know Capital One has a better portal and price protection, but chances are slim that they will give you a better deal than the CSR. If you have the Capital One Venture or Venture X, you would NOT want to use points to book a domestic flight.You have to donate $5 or $10 to a charity for orphans to become a member. This is it OP, their customer service is great. Capital One is up to 1.7%. Affinity Federal Credit Union is up to 3.5% on the first $5k and 1% over $5k. SoFi is 2% APY with direct deposit set up plus a $300 sign up bonus.You have to donate $5 or $10 to a charity for orphans to become a member. This is it OP, their customer service is great. Capital One is up to 1.7%. Affinity Federal Credit Union is up to 3.5% on the first $5k and 1% over $5k. SoFi is 2% APY with direct deposit set up plus a $300 sign up bonus.Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice.The Gold is essentially a free keeper card if you can maximize the monthly Uber and dining credits, and the Savor One is a no annual fee card where the cash back earned can be transferred to the Venture X, similar to the Chase trifecta. You just have to wait at least six months between Cap1 applications for approval. 12.

SoFi doesn't. Capital One has no foreign transaction fee, Zelle, and cashier's checks. SoFi doesn't. I like SoFi but in my opinion, Capital One is the better choice. [deleted] • 9 mo. ago. I got rid of my chase account because it cost money if I didn't keep a large balance.ahj3939 • 3 days ago. Chase over Capital One any day of the week. Discover is also a good option. Capital One is terrible because they will forever consider your credit history/score when you first got the card. In other words in 10 years you could make $200k a year and have an 800 credit score but Capital One will deny you for credit limit ...Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances.A lot of the issues people have with Capital One have to do with how CapOne “buckets” consumers. If you have a lower-tier card such as Platinum or Quicksilver One, it’s likely going to be difficult for you to grow that card to a huge limit, and you’re most likely going to start with $300 or $500 and go up to a maximum of around $3,000 from there. If you receive an offer to co Instagram:https://instagram. safelite auto glass akron ohiowww.myaarpmedicarelaurel park santaextended weather forecast monthly Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card. trustik for saleroyale high halloween 2020 Capital One has many credit cards. SoFi's 2% credit card is good, but if you like a variety of benefits and cash back options, Capital One is the way to go. One of things I like about Capital One's credit accounts is the option to have an Authorized Manager for the credit cards, which mimicks a joint credit account holder.But that 50,000 a year doesn't have to come from just flights and hotels. It can come from everyday spending. Whether you'll get more points using the Chase trifecta vs VentureX/SavorOne is hard to determine. I'm sure the Amex and Citi combos will beat Chase on points for most people, but I'm not sure Capital One will. power outage map lee county Capital One and Chase may be good for credit cards, but would strongly recommend finding either a local credit union (if you want a physical branch near you) or an online only bank like Ally. Both will have significantly lower fees and pay better interest rates. The only time I would recommend Chase or Capital One as a bank would be for businesses.In 2008, excessive risk-taking on the part of numerous large banks combined with a housing bubble that U.S. banking groups treated as though it’d never stop expanding. This created a recipe for financial disaster: That housing bubble burst,...Rewards breakdown is as follows-. Discover Chrome - 2% on gas and restaurants ( total of $2500 spend per quarter)/ 1% everything else. Venmo- 3% on top spend category, 2% on 2nd highest 1% everything else. Amazon Prime card- 5% on Amazon/Whole foods, 2% on gas, dining, transit, 1% everything else. My initial plan was to get the Capital One ...